Employment Survey and Better inclusive Growth.

The employment survey is very essential as many are self employed in lots of ancillary services earning in lakhs in major cities and having apparently no knowledge of the taxation system , or anything about the financial literacy and excluding themselves from the formal banking system. Now in major cities like Bangalore, Mumbai, Chennai, Calcutta , Delhi etc, maid servants are understood to be earning around Rs 15000 to 20000 per month on an average covering about six or seven houses, milk vendors are earning in thousands by way of Commission and service charges, Car washers in major gated Communities are earning in thousands by charging on an average 400 to 500 Rs per month per car washing many cars, and  fruits and vegetable vendors are doing roaring business having their establishments in front of housing complexes with flats and independent houses numbering more than 1000s.. One is very happy to see that people are really industrious and enterprising but they do not seem to be included in Banking and other employment details. They do provide lot of services but seem to be outside the purview of employment details and statistics gathered for the purposes of GDP, employment, provision of subsidies, and augmentation of revenues to the Government..While many get employed and most of them make good money but many suffer for want of proper accommodation, medical facilities, educational support for their children. They are also harassed and exploited  with corrupt practices and extracting money informally with or without the knowledge of authorities. They need better attention, guidance and inclusion in the formal system of banking and financial inclusion. The informal economy needs to be brought under formal economy for the over all development of the economy and better welfare for people at large. Dr T V Gopalakrishnan.